
Dominant service: MTN MoMo. This page gives a clean cheat-sheet for USSD transfers and merchant/bill payments — plus how to use easyMO (a WhatsApp-first AI assistant, “ChatGPT-style” in experience) to find nearby drivers, nearby passengers, and nearby businesses, and to generate mobile money QR codes.
| Action | USSD Pattern |
|---|---|
| Send to phone number | *170*1*1*[phone]*[amount]# |
| Pay merchant / bill | *170*2*1*[merchantCode]*[amount]# |
Note: USSD menus can change. Always confirm prompts on your operator menu and never share your PIN.
Use easyMO on WhatsApp (works in Ghana)